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Hardship Resources

Safety Net Programs

Unexpected twists and turns in life can cause you to feel overwhelmed and sometimes, you may not know where to turn. The good news is, there are many programs at the federal, state, and local levels that are designed to provide help when you need it most. During unprecedented times like these, it's good to know that help is available for some of life's most difficult situations, including the common situations above.

Please keep in mind that you are not alone, and as such, some of the agencies and programs are currently overwhelmed and stretched somewhat thin. It may require a little more patience than usual, but be persistent as you are reaching out to these various entities.

General Guidance

We know that hardship brings worry and stress. There is a ton of information out there and you may not know where to start. Fortunately, many entities, including creditors, lenders, service providers, legal entities, and more, are willing to provide assistance and leniency while you're working to figure things out. As we are facing this pandemic crisis, you'll notice that many websites have COVID-19 disclaimers atop their websites; these links generally provide guidance and assistance regarding specific policies and protocols that these entities are enacting. Click on these links to see what their procedures are for helping their customers during these uncertain times. In many cases, they will ask you to reach out directly and walk you through how they can be of assistance.

These are just a few of the common situations that you may be facing during times of hardship. Click on the tiles above to access information and resources that may address your specific needs.