DebtReliefCenter.org
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People with multiple credit card debts may be surprised to see how much money they can save with a monthly debt relief program.
— DebtReliefCenter.org
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Find out today which debt relief programs you qualify for and how much money you could be saving each month!
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Debt Relief – How It Works
Debt Relief – How It Works
Over the years one of the most common questions we get from people who come to our site is "How does it work?"
This video explains how the free debt relief savings estimate works, how debt relief programs work and if there is any cost.

Consumer Credit Card Debt Relief

For consumers who can't afford to pay credit card debts, credit card companies may now agree to "settle" or "forgive" a substantial amount of your debt. How much could you save? It depends on your circumstances and the total amount of credit card debt you have, and the credit card companies existing policies on extending relief to consumers going through financial difficulties.

To find out how much you could save, take a moment to enter the type of debt you have and you will be connected to a debt relief company that can provide you with a free debt relief analysis and savings estimate - at no obligation.

Credit Card Debt Settlement or Debt Negotiation

These days, more and more consumers are falling behind on the monthly credit card bills. It's not surprising because easy credit and high credit card interest rates have contributed to a massive wave of individuals needing relief

Fortunately, there is a legal form of debt relief that, while detrimental to your credit, typically doesn't have the same long lasting impact on your personal credit as a bankruptcy. This debt relief is called "debt settlement", "debt mediation", or "debt negotiation". All three of these debt solutions are basically interchangeable - as credit card companies may agree to forgive or settle debts for much less than the total amount owed.

You could call this debt relief option a consumer debt rescue or consumer debt aid because it is credit card companies who are realizing that their opportunity to collect the full amount from many consumers may be relatively limited and they may allow consumers to "settle" for less than the full amount owed. This form of debt relief has become increasingly popular among consumers - and credit card companies who at least get a portion of their money back, which may be far better for them than if the consumer had declared bankruptcy.

Explore your debt relief options. Request a free debt relief estimate and savings analysis, at no obligation to you.

Debt Consolidation, Debt Management, and Credit Counseling

Another form of debt relief is called debt management. With this solution, consumers may be able to consolidate all of their high interest rated unsecured debt into one lower payment each month. By reducing interest rates, consumers, over time, are able to pay off the principal amount of their debt much faster than they likely could on their own. This can save a consumer a substantial amount of money over time.

It is important for consumers to understand the truth about credit card debt and realize there are many debt relief options available including credit counseling, debt management, debt settlement, and even bankruptcy. Each of these options offers certain advantages for consumers. They also can have a negative impact on your credit, depending on the option you choose. However, if you have high credit cards or other debts, have fallen behind in your payments, or if you are stressed over debts - it makes sense to evaluate all of your legal debt relief options.

To see what debt relief could do for you start by selecting the type of debt(s) you have and the amount you owe. You will be connected to your free debt relief analysis and savings estimate at no obligation.

Request your free debt relief analysis and savings estimate in minutes. Start by answering a few, simple questions here.

Saving thousands of dollars feels really good!
Know your debt relief options.
People helping people get the debt relief they need.

Creditors calling?

When you're falling behind with credit card debts and creditors are calling – it feels great to know that there's a debt program to lower your payments and get you out of debt much faster than you ever imagined.
Who we're helping right now...
$30,000 debt relief savings estimate
– Mesa, AZ

Unexpected bills

Credit card debts and unexpected medical bills can put you in a real bind. Fortunately, debt relief plans can reduce interest rates, lower monthly payments, and help you get out of debt faster.
Who we're helping right now...
$30,000 debt relief savings estimate
– Mesa, AZ

A brighter future

When you work hard to provide a bright future for your children, you don't want high interest credit card debts to get in the way. You need a proven path to become debt free as quickly as possible.
Who we're helping right now...
$10,000 debt relief savings estimate
– Sacramento, CA

Debts piling up

When you own your own business, it's easy for credit card debts to become a problem – bills piling up, creditors calling, and you need a way out. The good news is, debt relief can help you save money each month and take control of credit card debts.
Who we're helping right now...
$90,000 debt relief savings estimate
– White Hall, AR

Supporting a family

Credit card debts can add up quickly, especially when families run into unexpected expenses like medical bills, or loss of a job. The good news is there are credit card debt hardship programs that can help you.
Who we're helping right now...

Financial hardships

When you go through tough times and credit card debt start closing in on you – it feels good to know there are debt hardship assistance programs to help you get back on track.
Who we're helping right now...
$20,000 debt relief savings estimate
– Sheridan, MT

Retire debt free

When you're planning for retirement, paying monthly credit card minimums will get in the way of your dreams. The good news is, credit card companies may be willing to reduce your interest rates, waive late fees or even settle debts for much less than you owe.
Who we're helping right now...
$50,000 debt relief savings estimate
– Norwalk, CA